Management Glossary

  Search Results: accidental death and dismemberment
accidental death and dismemberment

Abbreviated as AD&D, it is a common employee benefit that is an insurance policy or a rider (add-on) to a life insurance policy that pays a set amount to a covered employee (or his or her estate in the case of death) should he or she die, lose a limb (or sometimes only if he or she loses at least two limbs) or  lose his or her eyesight as the result of an accident. The amount that will be paid typically varies depending on whether the accident results in death or in dismemberment and, if dismemberment, on how many and which limbs (or eyesight) are lost.

Contributed by: Managerwise Staff

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